NART Capital Development
Insights

NART Insights

The problems we meet again and again in mandates, and our own view of them. Not general market commentary, but notes from practice.

Advanced Manufacturing

Currency Risk and Financing in Export Manufacturing

For a manufacturer with high export revenue, currency risk is not just accounting — it is a strategic element shaping financing structure.

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Advanced Manufacturing

Financial Return Analysis of Automation Investment

The real return on an automation investment should be measured not just through labor savings, but together with quality gains and flexibility.

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Advanced Manufacturing

Single-Source Supply Risk and Valuation

A manufacturer sourcing a critical input from a single supplier carries a risk invisible on the financial statements but requiring a real valuation discount.

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Advanced Manufacturing

Machine Fleet Analysis in Manufacturing Valuation

A manufacturer's machine fleet can carry an economic value very different from its book value; age, technology level, and remaining capacity determine that gap.

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Healthcare

Regulatory Risk and Valuation in Medical Devices

Bringing a medical device to market follows a regulatory path that differs from drug approval but is similarly decisive.

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Healthcare

Roll-Up Consolidation Strategy in Healthcare

Combining fragmented, small-scale healthcare providers under a single platform can create economies of scale, but it also brings integration risk.

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Healthcare

Phase-Based Financing in Drug Development

A drug candidate's value increases in a staged, often sharply stepped fashion depending on which stage of clinical development it has reached.

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Healthcare

Per-Bed Metrics in Hospital Valuation

A hospital's bed count alone does not show its true revenue-generating capacity; it must be read together with occupancy rate and case mix.

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Aviation

Concession-Based Financing in Airport Projects

An airport is a very different asset class from an aircraft; its financing generally depends on the term and conditions of the concession agreement.

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Aviation

Aircraft Engine Financing and Maintenance Reserves

An aircraft engine can behave like a financial asset separate from the airframe, and it requires its own maintenance reserve regime.

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Aviation

Fuel Risk and Hedging in Airline Valuation

Fuel — an airline's largest variable cost — is also one of the most contested assumptions in valuation analysis.

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Aviation

Aircraft Leasing: Operating Lease or Finance Lease

Leasing an aircraft fleet instead of buying it can shape an airline's balance sheet and flexibility in two fundamentally different directions.

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Real Estate

Hotel Investment Valuation: RevPAR and Operators

A hotel is really both a real estate asset and an operating business at once; this dual nature makes standard real estate valuation methods insufficient.

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Real Estate

How to Structure a Construction Loan

A construction loan is structurally different from a permanent real estate loan, because its collateral is an asset that does not yet exist.

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Real Estate

Cap Rate Analysis in Commercial Real Estate

The cap rate summarizes a commercial property's value in one figure, but using it without understanding its assumptions can be misleading.

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Real Estate

REIT Structure: Tax Advantages and Qualification Rules

A REIT structure delivers a real tax advantage, but that advantage comes with a strict distribution obligation and portfolio composition limits attached to it.

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Financial Services

Growth Metrics for Payments Companies

A payments company's valuation depends as much on how much of its transaction volume growth converts to actual margin revenue as on the growth itself.

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Financial Services

How AUM-Based Valuation Works for Asset Managers

Two asset managers can have the same size of assets under management (AUM), but that never means they're worth the same.

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Financial Services

The Embedded Value Method in Insurance Valuation

Standard EBITDA multiples don't capture a life insurer's real value; the embedded value method is the industry standard in this sector.

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Financial Services

The Regulatory Approval Process in Bank Acquisitions

The biggest source of time and uncertainty in a bank acquisition usually isn't price negotiation but the regulatory approval process.

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Energy & Natural Resources

Valuation in the Energy Transition: Stranded Asset Risk

A fossil fuel asset's value today can no longer ignore the chance it becomes worthless before its economic life ends.

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Energy & Natural Resources

The Features of Financing Oil and Gas Upstream Projects

Financing upstream projects has to wrestle with uncertainty over the true size and producibility of reserves.

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Energy & Natural Resources

How Financing Energy Storage Projects Differs

A battery storage project's revenue rests not on a single contract but usually on a complex mix of multiple revenue streams.

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Energy & Natural Resources

PPA Structures: Fixed Price or Market-Linked

A power plant's financing largely depends on its power purchase agreement's pricing mechanism.

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Project & Development Finance

Where a Project Finance Advisor Adds Value

A project finance advisor's contribution isn't limited to talking with lenders; the biggest value is usually created before the application even goes in.

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Project & Development Finance

Green Project Finance: Loan or Bond

The choice between a sustainability-linked loan and a green bond depends not just on cost but on what stage the project is at.

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Project & Development Finance

Securing Financing from Development Finance Institutions

DFI financing isn't just a cheaper loan; it requires a different application logic and impact reporting obligation.

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M&A Advisory

How to Plan Management Transition After a Sale

One of the most critical issues to clarify before signing the sale agreement is how long the founder will stay at the company after the sale.

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M&A Advisory

Negotiating Among Competing Offers in a Sale

Getting multiple serious offers is an advantage, but turning that advantage into an actual price increase requires a separate skill.

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M&A Advisory

Strategic or Financial Buyer: Which Type to Target

The first question before starting a sale process isn't who to sell to, but which buyer type can actually see the company's real value.

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Corporate Finance

What to Watch for in a Mandate Engagement Letter

The mandate letter signed with an advisor determines how strong the client's position stays at later stages of the deal.

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Corporate Finance

When and Why to Refinance Debt

The current loan looking fine doesn't mean refinancing isn't needed; the best timing is usually before a crisis, not after.

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Corporate Finance

IPO or Private Capital: The Right Path for Growth

For a company that needs capital, the choice between an IPO and private capital determines not just cost but the balance of transparency and control.

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Due Diligence

Strategic Due Diligence: Market and Competitive Analysis

Financial statements tell the past; strategic due diligence shows which headwinds the company will sail against over the next five years.

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Due Diligence

The Most Common Red Flags in Due Diligence

Some findings won't kill a deal on their own, but ignoring them can lead to serious post-closing surprises.

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Due Diligence

Why Quality of Earnings Analysis Is Critical

A company's reported EBITDA doesn't show whether that profit will recur in the future; only a quality of earnings analysis does.

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International Structuring

Profit Repatriation: Routing Dividends, Interest, Royalties

There's more than one way to bring profit from a foreign subsidiary back to the parent company, and each carries a different tax cost.

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International Structuring

How to Manage Permanent Establishment Risk

A company can unknowingly create a taxable permanent establishment abroad even without opening an official branch there.

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International Structuring

Managing Transfer Pricing Risk in Structures

If intra-group transactions aren't priced at arm's length, more than one country's tax authority may try to tax the same income.

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International Structuring

How to Benefit from Double Tax Treaties

A double tax treaty doesn't automatically grant a benefit; the structure has to actually satisfy the treaty's real conditions.

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Corporate Finance Capability

Evaluation Criteria for Selecting a Financial Advisor

Choosing the right financial advisor is as much about sector experience and deal execution capacity as it is about brand name.

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Corporate Finance Capability

Scenario and Sensitivity Analysis in Corporate Finance

A financial analysis resting on a single base case isn't taken seriously before a credit committee or investment committee.

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Corporate Finance Capability

When Is a Fairness Opinion Required

A board of directors typically needs an independent fairness opinion to demonstrate it has fulfilled its duty to shareholders.

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Corporate Finance Capability

Capital Structure Optimization: The Debt-Equity Balance

The right debt-to-equity ratio isn't found through a single formula; it's assessed together with the company's cash flow stability and sector cyclicality.

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Transaction Capability

Why the Material Adverse Change (MAC) Clause Is Critical

If things go wrong between signing and closing, the MAC clause is the most contested clause determining the buyer's right to walk away.

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Transaction Capability

How to Design Earn-Out Structures and Their Risks

An earn-out looks like a practical tool to bridge a price gap, but badly designed, it can become the biggest source of post-closing disputes.

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Transaction Capability

When to Use Representations & Warranties (R&W) Insurance

Transferring the seller's warranty liability to an insurance policy can protect both buyer and seller from post-deal risk.

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Transaction Capability

Locked Box or Completion Accounts: Pricing Mechanism

How a price gets locked in a company acquisition agreement is the most common source of post-closing disputes.

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Capital Raising

How Working with Family Office Investors Differs

Family offices operate with a different decision logic and time horizon than institutional funds; understanding that difference makes negotiation far easier.

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Capital Raising

Investor Rights and Cap Table Management in a Capital Raise

Price isn't the only thing negotiated in a capital raise; the investor rights package directly shapes every future round.

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Capital Raising

Structuring a Capital Raise with Convertible Instruments

When there's no full agreement on valuation, a convertible instrument can move a capital raise forward and defer the valuation debate.

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Capital Raising

Growth Equity or Private Equity: Finding the Right Investor

The first question when raising capital isn't price, it's whether the investor type actually fits the company's growth stage.

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Special Situations

Out-of-Court Settlement or Formal Insolvency

For a distressed company, the most critical early decision is whether to resolve the problem out of court or through a formal process.

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Special Situations

Designing an Accelerated Process for a Distressed Sale

When value is eroding fast, the months-long steps of a traditional sale process become a luxury; an accelerated process design is required.

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Special Situations

How to Run a Waiver Negotiation After a Covenant Breach

A financial covenant breach doesn't automatically mean default; a well-run waiver negotiation can resolve the issue without damaging the relationship.

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Special Situations

Early Warning Signs of Distress and Advisor Timing

Long before a company formally enters crisis, there are early warning signs an experienced eye will catch.

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Special Situations

How to Source and Evaluate a Special Situations Investor

For a distressed company, the right investor isn't the one with the highest bid, but the one who can close the process quickly and predictably.

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Special Situations

The Advisory Approach to Corporate Turnaround Management

Turnaround management isn't just cutting costs; it's separating out what actually creates value and rapidly divesting the rest.

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Special Situations

How to Structure Financing During Bankruptcy Proceedings

Financing during a bankruptcy process keeps operations running without interruption, but it usually demands the most senior claim position.

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Special Situations

How to Build Strategy in Restructuring Negotiations

A successful restructuring negotiation depends less on persuading creditors than on understanding their real alternatives.

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Special Situations

How Distressed Asset Valuation Differs

Valuing a distressed company relies not on historical profit figures but on sustainable cash flow after restructuring.

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Project Finance

Structuring Sponsor Equity and When Bridge Loans Are Needed

The timing of the sponsor's equity commitment is negotiated in project finance discussions with as much care as the debt itself.

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Project Finance

What a Bankable Feasibility Study Must Meet

For lenders, a feasibility study must reflect independent technical verification, not the sponsor's optimism.

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Project Finance

Building a Risk Allocation Matrix in Project Finance

A project's financeability is usually determined not by the risk itself, but by how that risk is allocated among the parties.

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Project Finance

How to Build a Project Finance Model Lenders Trust

A bankable project finance model puts scenario analysis and the debt service coverage ratio at its center, just as much as profit projections.

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Project Finance

What Does Repayment Rely On in Limited Recourse Financing

In limited recourse financing, the lender looks not at the sponsor's balance sheet but directly at the project's own cash flow.

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Strategic Sectors

Valuing Precedent-Free Projects in Next-Gen Industry

How is a next-generation industrial project with no precedent valued? What methods does valuation rely on without comparable transactions?

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Strategic Sectors

Financing Models in Circular Economy Projects

In a recycling or remanufacturing project, what shapes the financing structure is the reliability of input material supply.

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Strategic Sectors

What Investors Look for in Agricultural Technology

In an agtech company, an investor looks less at lab performance than at results proven under real field conditions.

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Strategic Sectors

Early-Stage Financing in Space and Satellite Technology

What decides the financing decision for a space technology company is less the technology itself than how launch and orbital risk are managed.

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Strategic Sectors

Investment and Financing Features of the Defence Industry

What sets defence industry investment apart from other sectors is that revenue is largely tied to a single buyer (the state) and tender cycles are long.

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Infrastructure

Institutional Investor Interest in Infrastructure

Why do pension funds and insurers invest in infrastructure assets, and how does that interest shape an infrastructure project's financing structure?

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Infrastructure

Concession Term and Payback Balance in Transport

In a transport concession, too short a term makes the project unfinanceable, too long makes the public interest debatable; how is this balance struck?

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Infrastructure

Long-Term Financing in Water and Waste Projects

In water and waste infrastructure projects, how do tariff structure and the regulatory framework shape financing terms?

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Infrastructure

Demand Risk and Revenue Guarantees in Infrastructure

In a bridge, highway or port project, the gap between forecast and actual demand is the most sensitive point of the financing structure.

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Infrastructure

Financing Structure in Public-Private Partnership Projects

In a public-private partnership (PPP) project, the financing structure is set by the scope of government guarantees and the type of payment mechanism.

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Technology

Tech Exit: Strategic Buyer or Private Equity

In a tech company sale, the choice between a strategic buyer and a private equity fund shapes the deal structure more than the price.

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Technology

Managing Key Person Risk in Software Companies

If a software company's value rests on a few engineers, how is that risk priced and mitigated in a sale or investment process?

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Technology

How IP Affects Valuation in a Tech Company Sale

Why does a buyer in a tech company sale scrutinise who owns the intellectual property and how well it is protected?

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Technology

Revenue Multiples and ARR Logic in SaaS Companies

In SaaS valuation, what decides the ARR multiple is not the growth rate but the quality of that growth. Which metrics reveal it?

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Technology

Structuring a Growth Capital Round for Tech Companies

In a growth-capital round, how are share price, preferred-share terms and board seats balanced?

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Interim Management

Interim Finance Leadership During Startup Growth

When should a fast-growing startup strengthen its finance function with an interim leader rather than a permanent CFO?

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Interim Management

Managing the Transition While Searching for a Permanent CFO

While a permanent CFO search runs, which decisions does interim management defer, which does it take, and how is the handover planned?

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Interim Management

The Role of Interim Management During Restructuring

Why does a company in financial distress bring in an outside interim manager, and what does that person provide that existing management does not?

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Interim Management

Interim Finance Leadership in Post-Merger Integration

Why is temporary leadership needed while two companies' finance functions merge, and how does this period shape the permanent structure?

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Interim Management

When Should an Interim CFO Step In

During a CFO departure, a transaction or a restructuring, when is a temporary finance leader needed, and when is it not?

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Corporate Finance

Institutionalisation in Family Businesses

What steps should a family business take before a growth-capital or sale process? Decision-making, reporting and the family–company split.

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International Structuring

How to Set Up a Cross-Border Holding Structure

In international structuring, the jurisdiction chosen for a holding company shapes tax efficiency and the simplicity of a future exit together.

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Healthcare

Regulation and Financing in Healthcare Investment

In healthcare investment, the financing structure depends as much on the predictability of the regulatory framework as on the length of the payback period.

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Manufacturing

Maturity and Security Design in Industrial Investment

In industrial investment, the financing problem is usually not a lack of sources but a maturity and security structure mismatched to the payback period.

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Fintech

Valuing a Fintech Company: Growth or Profitability

In fintech valuation, why do transaction volume, customer acquisition cost and regulatory risk carry more weight than traditional bank multiples?

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Aviation

Asset-Based Structures in Aviation and Aircraft Finance

In aircraft finance, security is both the asset itself and the revenue contract. Whether to lease or buy shapes the financing structure from the start.

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Real Estate

Revenue Contracts in Real Estate Project Finance

In real estate project finance, what a lender looks at is not the asset's value but how contractually secured the rental income it produces is.

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Financial Modelling

Five Mistakes in Building a Financial Model

The five most common mistakes in financial modelling advisory: circular references, over-optimistic growth assumptions, missing sensitivity analysis and more.

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Choosing an Advisor

Independent Advisor or Investment Bank

Independent advisor or investment bank: the difference in fees, conflicts of interest and process intensity when selling a company.

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International

What a Foreign Investor Checks When Buying in Türkiye

A foreign investor's checklist for acquiring a company in Türkiye differs from a domestic buyer's: FX risk, regulatory approval and management transition.

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Special Situations

How to Negotiate with Creditors in a Debt Restructuring

What should a company prepare before sitting down with creditors, and what is the most common mistake in a debt restructuring?

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Energy

How a Renewable Energy Project Gets Financed

In renewable energy project finance, how do the strength of the revenue contract, grid connection risk and currency matching shape the financing structure?

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Project Finance

Security Structure and Debt Service in Project Finance

How are the security package and debt service coverage ratio (DSCR) designed in project finance, and why is the structure project-specific?

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Mergers and Acquisitions

The Company Sale Process Step by Step

What a company sale process involves from preparation to closing, how long each stage takes, and at which point the decisions that set the price are made.

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Due Diligence

How the Due Diligence Process Works

What financial due diligence looks for, how long it takes, and how findings feed into price — plus what sell-side preparation actually changes.

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Valuation

How Company Valuation Works

Company valuation does not produce a single number but a defensible range. How multiples, discounted cash flow and adjusted EBITDA determine that range.

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Due Diligence

Quality of Earnings: Reported Profit vs Real Profit

In an acquisition the price is set not by the profit in the income statement but by normalised earnings. Where does the difference come from?

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Project Finance

Four Traits Shared by Projects Rejected at Credit Committee

When technically sound projects fail to find financing, the reason is usually not the project itself but the construction of the file.

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Mergers and Acquisitions

The Final Twelve Months Before Selling Your Company

Most of the decisions that determine value in a sale process are taken a year before the process begins. What to do in that period.

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Cross-Border

What Gulf Capital Actually Looks For in Türkiye

GCC investment in Turkey: the four priorities Gulf-based investors apply when assessing an opportunity, and the points at which companies are caught unprepared.

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Capital Structure

Maturity Mismatch: The Quiet Problem in Profitable Firms

Most companies facing a cash squeeze are not stalling because they cannot make a profit, but because they fund long-term investment with short-term debt.

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Tell us about your capital requirement, your transaction idea or your structuring problem. The first assessment meeting is free of charge and strictly confidential.